Disclaimer

• Age is the member's age at the incident date, that is, the date of death or date of disability.
• Premiums are calculated based on your age next birthday.
• Your premiums are deducted from your REI Super account, so you don't have the inconvenience of having to arrange regular payments or saving to pay an up-front insurance premium.
• With salary continuance, your level of cover remains the same but your premium increases as you get older. All cover ceases at age 65.
• The maximum annual amount of your salary continuance cover is the lesser of 75% of your salary plus 10% Superannuation Guarantee (SG) contributions and $20,000 per month. No benefit is paid during the relevant waiting period.
• You should review your insurance cover if your salary changes because once selected, your cover will not automatically increase or decrease to reflect your change in salary.
• All applications for cover will be subject to the Insurer's approval. The Insurer may apply for exclusions, limitations, restrictions or premium loadings to your cover if they identify additional risk. In some cases the Insurer may decline an application.
• Cover will be effective from the date the Insurer provides written notification of acceptance of your application.
• This is summary information only. To find out more please read the Product Disclosure Statement.
• The figures shown in this calculator are provided as a guide only and must in no way be regarded as guaranteed. Insurance cover through REI Super is provided under group life insurance and group salary continuance policies issued by MetLife Insurance Limited ABN 75 004 274 Australian Financial Services Licence No. 238096. These rates are effective from 1 February 2008. All cover is subject to you meeting the policy conditions including having sufficient funds in your account to meet premiums.
• The information provided by this calculator has been provided without taking into account any of your objectives, financial situation or needs. You should assess your own financial situation and obtain the relevant Product Disclosure Statement before making a decision. You may wish to seek the help of a qualified REI Super representative. Calculations based on a 365 day year.

REI Superannuation Fund Pty Ltd ABN 68 056 044 770, AFSL 240569, RSEL L0000314 Trustee of REI Super (ABN 76 641 658 449), SPIN REI0001AU, RSE R1000412